Herbert Peña I Pregúntale al Lender Published on: 12/01/2026Refinanciar una hipoteca no siempre es perder dinero. Te explico por qué, especialmente en los primeros años, la reestructuración de deuda puede ayudarte a pagar menos, ahorrar intereses y planificar tu futuro financiero.
Herbert Peña I Pregúntale al LenderCerraste tu casa. Aquí lo que pasa con tu primer pago, qué documentos necesitas, cuándo aplicar al Homestead y qué pasa con los récords públicos a 60 días.
Herbert Peña I Pregúntale al LenderLos programas de asistencia para downpayment tienen letra chiquita. Aquí explicamos te explicamos
Herbert Peña I Pregúntale al LenderAquí explicamos los 4 escenarios reales que tienes y cómo prepararte antes de poner una oferta.
Herbert Peña I Pregúntale al LenderSí puedes usar dinero regalado para comprar tu casa. Aquí explicamos quién puede darlo, cómo se documenta y qué cambia si la propiedad es de inversión.
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. As a result of refinancing total finance charges may be higher over the life of the loan. Other restrictions may apply.
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.